Hands On Trade Association
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1.800.872.1282 Membership for Independent Cosmetologists & Estheticians Massage - Body Workers - Yoga

NASPRO Membership Discount:

Liability Insurance for Beauty Professionals:

Hands On Trade provides independent Cosmetologists, Estheticians and Skin Care Professionals with Professional (malpractice) & General Liability (slip-and-fall) insurance coverage for $145.00 per year.  

  1. Apply Online and receive an Email Confirmation with your Certificate of Insurance attached.
  2. Enter the code NASPRO in the "Reffered By" section of the application for a $10.00 discount.

Liability Insurance Coverage Details:

  • Liability coverage for independent contractors, booth and chair renters
  • Coverage that travels with you anywhere you go to work, even if you work in multiple locations.
  • $2 million coverage / $3 million annual aggregate
  • No Deductible with any type of claims.
  • We offer product liability coverage.
  • Multiple Professions covered with One Policy.

Beauty Services and Proceedures Covered:

We can cover whatever procedures your license allows you to perform in your state or locale.

  • Cavitation
  • Derma Planning
  • Electrolysis
  • Eyelash Extensions
  • Fibro Blast
  • Laser Hair Removal
  • Lash Lifts
  • Micro-current toning
  • Micro Needling
  • Microdermabrasion
  • MicroBlading. *You must be licensed/certified in your state.
  • Skin peels
  • Spray Tanning
  • Threading
  • Waxing
  • V-Steaming

Main Exclusions:

Exclusions include but not limited to:

  • Permanent Makeup and Tattooing
  • Human Structural Manipulations
  • Body Piercing of any type
  • Medical Esthetician procedures
  • Ear Candling
  • T-bars​
  • Sexual Abuse
  • Acquired Immune Deficiency Syndrome
  • Transmission of Communicable Diseases


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