NASPRO Membership Discount:
Liability Insurance for Beauty Professionals:
Hands On Trade provides independent Cosmetologists, Estheticians and Skin Care Professionals with Professional (malpractice) & General Liability (slip-and-fall) insurance coverage for $145.00 per year.
- Apply Online and receive an Email Confirmation with your Certificate of Insurance attached.
- Enter the code NASPRO in the "Reffered By" section of the application for a $10.00 discount.
Liability Insurance Coverage Details:
- Liability coverage for independent contractors, booth and chair renters
- Coverage that travels with you anywhere you go to work, even if you work in multiple locations.
- $2 million coverage / $3 million annual aggregate
- No Deductible with any type of claims.
- We offer product liability coverage.
- Multiple Professions covered with One Policy.
Beauty Services and Proceedures Covered:
We can cover whatever procedures your license allows you to perform in your state or locale.
- Derma Planning
- Eyelash Extensions
- Fibro Blast
- Laser Hair Removal
- Lash Lifts
- Micro-current toning
- Micro Needling
- MicroBlading. *You must be licensed/certified in your state.
- Skin peels
- Spray Tanning
Exclusions include but not limited to:
- Permanent Makeup and Tattooing
- Human Structural Manipulations
- Body Piercing of any type
- Medical Esthetician procedures
- Ear Candling
- Sexual Abuse
- Acquired Immune Deficiency Syndrome
- Transmission of Communicable Diseases
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