Hands On Trade Association
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1.800.872.1282 Membership for Independent Cosmetologists & Estheticians Massage - Body Workers - Yoga

Cosmetology Insurance

Liability Insurance for Individual Cosmetologists

We provide liability insurance for independent contractors, booth and chair renters practicing cosmetolegy and beauty services for $154.00 per year.

This insurance protects you anywhere you work, even if you work in multiple locations.

Cosmetology & Beauty Professions Covered:

  • Barbers
  • Beauticans
  • Beauty Specialists
  • Cosmetologists
  • Estheticians *See a list of proceedures covered.*
  • Hair Dressers
  • Hair Stylists
  • Makeup Artists
  • MicroBlading *You must be licensed/certified in your state.*
  • Nail Technicians
  • Skin Care Professionals
  • Stylists
  • With many more professions covered HERE, and with just one policy.

​​Exclusions to the policy:

​​Visit the Insurance Coverage Page for policy details including exclusions.

We can cover whatever procedures your license allows you to perform in your state or locale.​


​​​​"Over the years, I have directed my independent stylists to Hands On Trade for their insurance needs. They are fast, dependable and have professional customer service. I would recommend them to anyone."

~Christine, Salon Owner, CA


Sign up HERE and recieve an Email Confirmation with an insurance document that you can print and present.

A general cosmetologist is proficient in all forms of beauty care or may specialize in hair, face, skin or nail treatments. These include but are not limited to makeup, special occasion styling, wet and thermal styling, shampooing, cosmetic application, body hair removal, nails, chemical hair relaxers or straighteners, permanent waves, coloring and highlighting, and extensions or wig treatments.


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