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Life Coach Insurance

As a life coach, you’re a wellness professional who helps people achieve amazing things. However, like other professions, protecting your career and business with liability insurance is essential.

With Life Coach insurance from Hands On Trade, you can focus on delivering high-quality services without fear of financial or legal setbacks, ensuring your business and reputation remain secure.

Hands on Trade provides professional liability insurance and general liability insurance for life coach professionals at a competitive rate of just $190 annually.

Learn how our comprehensive policy can safeguard your career and business below.

Life Coach Insurance Details:

  • Our insurance covers both in-person and online sessions including virtual, video conference and phone sessions.
  • We cover group sessions with no group size limit. Including online and in person events.
  • The insurance covers you anywhere you go to do services. 

*We DO NOT provide insurance for medical, nutrition or counseling services.*

 

 

Professional Liability Insurance for Life and Wellness Coaches

Hands On Trade Association provides tailored insurance coverage for life coaches and consultants. Our insurance policies offer comprehensive protection for your business. They include the following:

  • Professional Liability Insurance: Covers malpractice claims up to $2 million per occurrence.
  • General Liability Insurance: Protects against incidents like slip-and-fall accidents, with coverage up to $2 million per occurrence and $3 million annually.
  • Damage to Premises Insurance: Provides up to $100,000 in annual coverage for property damage to your workspace.

Whether you work from home, multiple locations, online or over the phone, our insurance policy is designed to support the unique needs of life and wellness coaches. 

Insurance for Coaches Advocating:

  • Career
  • Communication
  • Finance
  • Goal mapping
  • Life transitions
  • Mindset shifts
  • Personal accountability
  • Relationships

Insurance for Wellness Coaches:

  • Broad, holistic betterment spanning movement, sleep, nutrition, and mental well-being.
  • Stress management, energy building, and general lifestyle enhancement.
  • Resolving ambivalence, sustainable habit-building, and mindfulness techniques.

Exclusions to Life Coach Insurance Coverage

While our insurance policies are comprehensive, certain exclusions apply for Hands On Trade Members. Our life coaching insurance does not cover the following for life coaches:

  • Sexual abuse claims
  • Procedures involving invasive treatments
  • Other claims unrelated to the scope of life coaching

For a full list of exclusions, please visit our Insurance Coverage page to review the policy in detail.

Get the Best Life Coaching Insurance for Your Business

Protect your career, reputation, and livelihood with Hands On Trade’s affordable and comprehensive life coach insurance. Sign up today and receive instant confirmation of your coverage, complete with a downloadable insurance document.

Want to learn more? Explore additional resources:

Sign up here and receive an Email
Confirmation with an insurance
document that you can print and present.

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Does the insurance cover Life Coaches & Wellness Coaches?

Yes, the policy covers Life & Wellness coaches.

Does the insurance cover Health Coaches?

No, the policy does not cover Health Coaches.

Can medical professions and services be covered?

No, medical professions and services are excluded from coverage in the policy. 

Can Nutritionists be covered?

No, nutritionists are not covered under the insurance policy.

Is certification required for insurance coverage?

Only if your city or state require that you have certification.  

Is online and video conferencing covered?

Yes, facilitating online and one-on-one conferencing sesssions is covered by the insurance.