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Cryotherapy Insurance Coverage

We at Hands On Trade provide professional liability insurance for an array of services and independent business professionals, including cryotherapy insurance.

The growing popularity of cryotherapy means it's imperative to have liability insurance coverage to protect yourself, your business and your livelihood from lawsuits.

Having quality liability insurance for cryotherapy is an important part of protecting your business, and we are proud to offer independent professionals that kind of coverage.

Cryotherapy Insurance Coverage Details

We provide professional liability insurance (malpractice) coverage and general liability insurance (slip-and-fall) coverage for cryotherapy services for $240 annually.

  • We COVER non-medical cryotherapy for the skin.
  • We COVER all handheld devices for cryotherapy.
  • We COVER cryotherapy on animals, including horses.
  • We DO NOT COVER cryotherapy chambers, enclosures or baths.
  • We DO NOT COVER cryotherapy tools or equiptment.

Animal Cryotherapy Coverage

We offer Cryotherapy insurance that protects both animals and people. Both are included in the insurance plan. The only difference is the coverage limits. Our Professional insurance covers people up to $2 million dollars and covers animals up to $25,000 in claims. Our general liability insurance covers humans and animals up to $2 million dollars.

Insurance Exclusions 

We do our best to make sure our clients are covered, but it's important to note what isn't covered by the liability insurance policy.

We can cover cryotherapy for the skin only.

We do not cover cryo chambers, enclosures or baths.

We do not cover cryotherapy tools and equiptment.

For the full policy exclusion details, we encourage you to visit the Insurance Coverage Page.

Get the Best Insurance for Your Cryo Services

If you're interested in learning about the other types of business we provide coverage for, explore the links below.

Additional Info:

  • We can cover you wherever you go to provide cryotherapy services, even if you go to multiple locations
  • We cover multiple other professions with this one policy.
  • Student Coverage is available for $75 per year.

For more details:

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