Hands On Trade Association
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Nail Technician Insurance

The Hands On Trade Association provides nail technician insurance for nail technicians who perform cosmetology services. We provide professional liability  and general liability insurance coverage for independent nail technician professionals for $175 per year. Explore how nail technician insurance works and how coverage can protect you below.

What Does a Nail Technician Do?

A nail technician is a licensed beauty professional that is specifically trained in the art of caring for and decorating nails, both on the hands and the feet, and providing other relaxing services to relieve stress, including reflexology and hand and foot massages.

Professional nail technicians are trained to perform a wide variety of services for their clients, including manicures, pedicures, applying gel, fiberglass, acrylic nail tips, nail extensions, false nails, and decorative nail tips.



Professional Liability Insurance Coverage for Nail Technicians

Nail technician insurance protects you anywhere you work, even if you work in more than one nail salon.

The types of nail tech insurance covered by our beauty insurance policy include:

  • Cosmetologists
  • Estheticians
  • Nail Technicians
  • Manicures
  • Pedicures

Exclusions to the Professional Liability Insurance Coverage for a Nail Tech

While we can cover the spectrum of the nail technician business services, it's important to make note of the policy exclusions.

We do our best to make sure our clients have the kind of coverage they need, but it's important to note what isn't included in the coverage by the general liability insurance policy.

For the full policy exclusion details, we encourage you to visit the Insurance Coverage Page.

For more details: