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Esthetics Insurance

Insurance coverage is important to any business person, whether they be independent or working in a company. We at Hands On Trade provide a wide range of liability insurance coverage for many types of independent business people, including estheticians.

An esthetician is a skilled professional that provides skin treatments to the face and body to enhance their client's personal appearance. Among the services they provide are facials, non-medical skincare and the application of makeup. An esthetician may also offer beauty treatments such as skin peels, micro-current toning, microdermabrasion, and removal of hair through waxing.

There are several terms used as a synonym for a professional esthetician, including aestheticians, skincare therapists, skincare specialists, spa technicians, skincare technicians, or makeup artists.

If you are in the beauty business, we recommend considering an esthetician insurance policy to safeguard your livelihood and business.

Insurance Coverage for Independent Estheticians

We provide General Professional Liability (malpractice) & General Liability Insurance (slip-and-fall) coverage for Estheticians, Makeup Artists, and Cosmetologists for $175 per year. We want to ensure you, as well as your business, are protected by a policy designed for your trade.

Our coverage travels with you anywhere you go to work, even if you work in multiple locations.

Beauty Services Covered by Esthetician Liability Insurance

Please review the list of esthetician techniques below to see what the insurance coverage is for estheticians.

Below, you will find an alphabetical list of the beauty proceedures we can cover.


A
Aestheticians
B
Beauticians
C
Cavitation
Chemical Peels
D
Derma Planning
E
Electrolysis
Endermologie
Eyebrow Threading
Eyelash Extensions
F
Fibro Blast
G
None found
H
Henna
Hydrafacials
I
None found
J
None found
K
None found
L
Laser Hair Removal
Lash Lifts
M
Micro-current Toning
Micro Needling
Microchanneling
Microdermabrasion
MicroBlading. *You must be licensed/certified in your state.*
N
None found
O
Ombre Brows/Powdered Brows
P
Plasma Lift
Plasma Pen
Q
None found
R
Radio Frequency
S
Skin Classic
Skin Peels
Spray Tanning
T
Threading
U
None found
V
V-Steaming
W
Waxing
X
None found
Y
None found
Z
None found

Esthetician Insurance Main Exclusions:

Exclusions include but not limited to:

  • No coverage of contents
  • Permanent Makeup and Tattooing
  • Any Invasive Procedure
  • Human Structural Manipulations
  • Body Piercing of Any Type
  • Medical Esthetician Procedures
  • Ear Candling
  • T-bars
  • Sexual Abuse
  • Acquired Immune Deficiency Syndrome
  • Cryo Chambers/Beds * Any claim based on or arising out of a room, chamber, sauna, tank or other device for rendering services or treatment by applying cold temperatures to a person's body by refrigeration, or cryonic or cryogenic means. However, this exclusion shall not apply to use of any strictly handheld device for delivering cryotherapy treatment to a specifically localized body part.*

Get Insurance Coverage Here

Apply here for esthetician insurance and receive an email confirmation that includes a link to your general liability policy and a printable copy of your certificate of esthetician insurance coverage.

For more information on Hands On Trade insurance, we encourage you to explore the links below: