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Health Coaching Insurance

Staying healthy these days can be a challenge. That’s why your clients need health coaches like you to show them that it’s possible to make health changes and see the results of their efforts.

However, there are times when things can go wrong for health coaches. Conflicts can occur with your clients or with incidents in your office vicinity. These conflicts can escalate to negative claims against you, even if you’ve done nothing wrong.

These negative claims, including malpractice lawsuits, can cause stress and frustration as your license, certifications, career, and personal assets become at risk.

Fortunately, Hands On Trade offers health coaches professional liability insurance, general liability insurance, and more. At a competitive annual rate of $185, you can protect your career, reputation, and business.

Why Health Coaches Need Professional Liability Insurance

As a health and wellness coach, your services help people who doubt they can make the changes their doctor suggests for their health. You change people’s lives by collaborating with clients to create manageable plans for their physical fitness, nutrition, weight management, and more. In fact, data shows that health coaching reduces healthcare costs.

However, health coaches, whether nurses, physical therapists, pharmacists, or board-certified health coaches, risk their licenses and personal assets when incidents occur in their profession. 

If you’re a business or a self-employed professional, you are responsible for your legal fees and for paying judgment against you. Hands On Trade provides health coach insurance so you can focus on your service while being protected from the unexpected.

Professional Liability Insurance for Health Coaches and More

At Hands On Trade Association, we provide insurance coverage customized for health consultants and coaches. Our insurance coverage options for independent contractors include the following:

  • Professional Liability Insurance: Our policy covers malpractice claims up to $2 million per occurrence. This malpractice insurance provides peace of mind in case your client is suing due to the information or advice you have given.

We also provide business insurance options:

  • General Liability Insurance: If your client experiences an injury, they may sue for medical compensation. This health coach liability insurance protects against slip-and-fall accidents, covering up to $2 million per occurrence and $3 million annually. 
  • Premises Insurance: Our policy provides up to $100,000 in annual coverage for property damage to your workspace or a client’s personal property. For example, if your treadmill breaks due to an accident in your gym, this insurance covers its replacement fees.

Our insurance policies cover incidents wherever you work in the USA. Perhaps you work at home or in multiple locations. Hands On Trade provides amazing value and protection from legal grief for just $185 annually.

Furthermore, you can easily renew your policies with us. Just call us at 1-800-872-1282 or log in to your Hands On account. You’ll be notified with an email confirmation and your brand-new certification.

Exclusions to Health Coach Insurance Coverage

While we have designed our insurance policies to meet the needs of health coaches, our health coaching insurance are limited from covering the following:

  • No consent or sexual abuse claims
  • Procedures involving invasive treatments
  • Other claims unrelated to the scope of life coaching

Discover our full list of insurance coverage exclusions at our Insurance Coverage page.

Get the Best Life Coaching Insurance for Your Business

Protect your license, personal assets, and livelihood with Hands On Trade comprehensive and affordable health coach insurance. With our streamlined online application, you can sign up today and receive fast confirmation for your coverage with a downloadable insurance document.

Want to learn more? Explore additional resources:

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Confirmation with an insurance
document that you can print and present.

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