Professional Liability Insurance for Independent Therapists & Stylists – Just $190/Year.

Hands On Trade Association provides professional and general liability insurance coverage, along with business benefits, for independent contractors practicing beauty, bodywork, massage therapy, cosmetology, esthetics and more.

Sign up and protect both your livelihood and yourself from a range of incidents that could otherwise cost you your business and your professional future. Discover how Hands On Trade general liability insurance coverage can protect you and your business anywhere within the United States.

Hybrid Practitioner Insurance

Even independent contractors should have liability insurance coverage. We seamlessly bundle Massage, Cosmetology, Esthetics, Body and Energy work under a single individual liability policy. We can cover you if you specialize in a single profession, or if you practice multiple different professions in your independent business.

Insurance is not always the first thing on the mind of an independent contractor, but it’s important to have a good policy no matter the kind of methods you practice. We at Hands On Trade are proud to offer liability insurance to skilled professionals practicing beauty, bodywork, energy work and more that is portable, practical and reliable.

Explore Liability Insurance Coverage

Liability Insurance Cost

Hands On Trade provides professional liability insurance coverage for $190 per year.

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Who Our Liability Insurance Covers

Our liability insurance coverage provides protection for a wide array of independent contractors and their businesses. We can cover you no matter whether you work from home, rent a booth, room or chair, or travel between places like gyms and studios for work. Explore the many professions we cover!

Massage

Cosmetology

Esthetician

Bodywork

Beauty

Insurance

Multiple Professions And Procedures Are Covered For One Price!

No matter the professional area you specialize in, even if it is more than one, we have you covered for $190 per year.

All Professions Covered

Liability Insurance Policy Information

The Liability master policy is issued to the Wellness and Beauty Association Risk Purchasing Group, members of which are also members of the Hands On Trade Association, Inc. The Hands On Trade Association is NOT an insurance company.

Know Your Policy

Sign up For Business Liability Insurance Today!

Don’t leave your business open to lawsuits and incidents that could cost you your livelihood. Sign up with Hands On Trade and gain the quality liability insurance you deserve.