Hands On Trade Association
Apply Login Renew
1.800.872.1282 Membership for Independent Cosmetologists & Estheticians Massage - Body Workers - Yoga

Hands On Trade Liability Insurance for Beauty and Bodywork Professionals

Hands On Trade Association provides professional and general liability insurance coverage, along with business benefits, for independent contractors in a wide array of businesses in beauty, bodywork, massage and more.

Sign up and protect both your livelihood and yourself from a range of incidents that could otherwise cost you your business and your professional future. Discover how Hands On Trade general liability coverage can protect your businesses anywhere across the U.S.

Why Professional Liability Insurance?

Even independent contractors should have insurance coverage. Many professionals in fields such as cosmetology, esthetics, massage, bodywork and yoga, don’t pursue insurance, which opens them up to a host of issues should anything happen.

Insurance is not always the first thing on the mind of an independent contractor, but it’s important to have a good policy no matter the kind of business you run. We at Hands On Trade are proud to offer liability insurance to skilled professionals practicing beauty and bodywork methods.

Explore Liability Insurance Coverage

Liability Insurance Cost

Hands On Trade provides professional liability insurance coverage for $175 per year.

Apply For Instant Coverage

Who Our Liability Insurance Covers

Our liability insurance coverage provides protection for a wide array of independent contractors and their businesses. We can cover you no matter whether you work from home, rent a booth, room or chair, or travel between places like gyms and studios for work. Explore the many professions we cover!

Multiple Professions And Procedures Are Covered For One Price!

No matter the professional area you specialize in, even if it is more than one, we have you covered for $175 per year.

All Professions Covered

Liability Insurance Policy Information

The Liability master policy is issued to the Wellness and Beauty Association Risk Purchasing Group, members of which are also members of the Hands On Trade Association, Inc. The Hands On Trade Association is NOT an insurance company.

Know Your Policy

Apply For Your Business Liability Insurance Today!

Don’t leave your business open to lawsuits and incidents that could cost you your livelihood. Apply for Hands On Trade membership and gain the quality liability insurance you deserve.

Apply Now