Hands On Trade Association
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1.800.872.1282 Membership for Independent Cosmetologists & Estheticians Massage - Body Workers - Yoga
We Offer

Professional & General Liability Insurance coverage and business benefits for Independent Contractors of Massage Therapy, Cosmetology, Esthetics, Yoga and more.

For Instant Coverage Apply Now!
  • •Only $145/Year
  • •Liability Insurance for Independent Contractors
  • •Professional & General Liability Insurance
  • •Coverage travels with you anywhere you go to work
  • •Multiple professions can be covered with only one policy
  • •With additional Educational Resources
The Liability master policy is issued to the Wellness and Beauty Association Risk Purchasing Group, members of which are also members of the Hands On Trade Association, Inc. The Hands On Trade Association is NOT an insurance company.

Professions Covered Listed Here»

Multiple Professions can be covered with only one membership!

Massage Therapy»

  • Business Insurance for Massage Therapists, Bodyworkers and Energy workers.


  • Business Insurance for Beauty Professionals, Hair Stylists, Barbers, Makeup Artists, Nail Techs and more.


  • All Forms of Yoga & Dance
  • Mat and Reformer Pilates
  • Movement Education and more.

Personal Trainers»

  • We cover Personal Trainers and Fitness Instructors that are independent contractors.

Independent Contractors »

  • Chair & Booth Renters
  • Sole Proprietors
Thank You!
We have you covered!
Jul 14, 2020 AT 11:52 AM

The policy offered to HOTA members provides coverage for Bodily Injury and Property Damage(to others).

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