Get the peace of mind you need with professional and general liability insurance

If you are an independent contractor who is a Cosmetologist, Esthetician or Beautician working from home or renting a booth, chair, or space then you are required to have liability insurance.

At Hands on Trade, we offer a comprehensive professional and general liability insurance policy that is tailored to meet the unique needs of independent beauty professionals…just like you. Our coverage is designed to protect you and your business from potential claims and financial losses, so you can focus on what you do best – serving your clients and growing your business.

We provide professional liability (malpractice) and general liability (slip-and-fall) coverage to beauty professionals.

Just $175 Annually

Professional Liability:

Protect yourself against claims of professional negligence or mistakes made while providing your services.

$2 million dollars of professional liability insurance coverage per occurrence.

General Liability:

Safeguard your business from claims related to property damage or injury that occurs on your premises or as a result of your services.

$2 million dollars per occurrence of general liability insurance coverage.
$3 million dollars in annual aggregate.

Don’t wait until it’s too late

Protect yourself and your clients today.

Liability Insurance for Independent Contractors
Professional & General Liability Insurance
Coverage travels with you anywhere you go to work
Multiple professions can be covered with only one policy
Coverage anywhere in the United States

Only

$185 Annually

Apply to be a Member Today

Over the years, I have directed my independent stylists to Hands-On-Trade for their insurance needs. They are fast, dependable, and have professional customer service. I would recommend them to anyone.

~Christine, Salon Owner, CA

Why is it crucial for an independent contractor to have insurance?

It is crucial for beauty contractors to have insurance for several reasons. First and foremost, insurance helps protect you and your business from potential financial losses due to unexpected events. For example, if a client is injured on your premises or during a service, liability insurance can help cover any medical costs and legal expenses that may arise. It can also give you peace of mind, knowing that you are financially covered in case of any unexpected events.

Professions and Procedures Covered:

Barbers
Beautician
Beauty Technicians
Cosmetologists
Estheticians
Hair Stylists
Makeup Artists
Nail Technicians
Skin Care Specialist
Massage Therapists
Bodyworkers
Body Contouring
Chemical Peels
Derma Planning
Electrolysis
Eyebrow Threading
Eyelash Extensions
Fibro Blast
Lash Lifts
Micro Needling
Microdermabrasion
MicroBlading*
Waxing
And many more

Coverage takes effect instantly once you sign up!

You will get an Email Confirmation within minutes of signing up. This email will contain your certificate of insurance as an attachment and a link to the member login page. It’s really that easy!

Don’t wait until it’s too late

Protect yourself and your clients today.

Liability Insurance for Independent Contractors
Professional & General Liability Insurance
Coverage travels with you anywhere you go to work
Multiple professions can be covered with only one policy
Coverage anywhere in the United States

Only

$185 Annually

Apply to be a Member Today