Esthetician Insurance

The Hands on Trade Association provides cosmetology insurance as a benefit to our members including professional and general liability insurance for estheticians, students of esthetics and other skin care professionals.

Definition:
An esthetician provides skin treatments to the face and body in order to enhance a client's personal appearance. They provide facials, full body treatments, neck and head massages, non medical skin care and the application of makeup. They can also provide skin peels, micro-current toning, microderm abrasion and removal of hair through waxing. Estheticians are also known as aestheticians, skin care therapists, skin care specialists, spa technicians, skin care technicians, makeup artists, or nurse estheticians.
Please Review List Below >

Esthetician Methods:

nonmedical care of skin
facials
make-up
eyebrow shaping
manicures
pedicures
hair removal
color consultation
cosmetic massage
Skin Peels
Micro-Current Toning
Microdermabrasion

Note: We are able to cover whatever procedures your license allows you to perform under your license as an esthetician in your state or locale, except for the main exclusions identified here.

Exclusions include:
•The dying, coloring, perming, or tinting of eyelashes
•Body Piercing
•Laser Hair Removal
•Permanent Makeup and Tattooing
•Adjustments to the human skeletal structure
•Sexual Abuse
•Acquired Immune Deficiency Syndrome Transmission of a Communicable Disease