Hands On Trade Association
1.800.872.1282 Our Benefits Include Professional and General Liability Insurance

Esthetician Insurance Coverage

Insurance for Estheticians

The Hands On Trade Association provides benefits including professional liability insurance (malpractice) and general liability insurance (slip-and-fall) coverage for estheticians, cosmetologists and skin care professionals. Our benefits package also includes a free website, web hosting and additional business benefits. We are able to cover whatever procedures your license allows you to perform with your license as an esthetician in your state or locale, except for the main exclusions identified here

We cover:

  • Cosmetologists
  • Estheticians (Non Medical)
  • Skin care professionals
  • Spa technicians
  • Makeup artists
  • Beauticians

Liability Insurance coverage for:

  • Makeup
  • Skin care
  • Skin peels
  • Waxing
  • Micro-current toning
  • Microderm abrasion and more


An esthetician provides skin treatments to the face and body in order to enhance a client’s personal appearance. They provide facials, full body treatments, neck and head massages, non medical skin care and the application of makeup. They can also provide skin peels, micro-current toning, microderm abrasion and removal of hair through waxing. Estheticians are also known as aestheticians, skin care therapists, skin care specialists, spa technicians, skin care technicians, or makeup artists.

For more details:

  • To view all the professions we cover, visit the Professions page.
  • For more information about price and coverage, visit the Coverage and Cost page.
  • To learn more about our member benefits, visit the Benefits Package page.

‚ÄčEsthetician Insurance, Cosmetology Insurance, Hands On Trade