Hands On Trade Association
1.800.872.1282 Our Benefits Include Professional and General Liability Insurance

Cosmetology Insurance

Hands On Trade Association

We provide professional and general liability insurance for independent cosmetologists and salon and spa professionals covering “malpractice” and “slip-and-fall” claims. We cover independent contractors who are booth renters, chair renters and independent professionals for $165.00 per year.

Liability Insurance for Hair, Skin and Nails covering:

  • Makeup artists
  • Hair stylists
  • Beauticians
  • Barbers
  • Estheticians
  • Nail technicians and more

Insurance coverage and benefits:

  • Our liability insurance is as portable as your practice and covers you anywhere you go to work even if you work in multiple locations. 
  • No Deductible with any type of claims
  • We offer product liability coverage
  • Our benefits package also includes a free website, web hosting, e-mail and additional business building tools.

Apply Online and receive an E-mail with a link to your insurance and benefits.

A general cosmetologist is proficient in all forms of beauty care or may specialize in hair treatments, facials, skin treatments, and nail treatments. Treatments include but are not limited to manicures, pedicures, applications of artificial nails, makeup, special occasion hairstyling, wet and thermal styling, shampooing hair, cosmetic application, body hair removal, chemical hair relaxers or straighteners, permanent waves, coloring and highlighting of hair, and hair extensions or wig treatments. 

*We are able to cover whatever procedures your license allows you to perform in your state or locale, except for the main exclusions identified here.

For more details: